Transactions
Every expense arrives already sorted
It comes in from the bank with a clean merchant name, its category already set and the card you paid with. You do not have to rename or classify anything for the list to make sense.
Transactions
See all
Mar 31
$48.840
Food
Uber Eats
Transport
Red Movilidad
Groceries
Jumbo Maipú
Food
McDonald's
Coffee
Starbucks
Classification with memory
Fix it once and it remembers
Netflix or the supermarket classify themselves just fine. The problem is the rest: the corner store, the transfer you send the same person every month, the physio appointment. No catalog helps there, because you are the one holding the context. So when you fix one, it is learned.
- Before guessing, it checks how you classified that merchant
- One correction holds for every future charge from the same place
- Only your own categories are used: it never invents a new one
- If the statement spells the name differently each month, it still recognizes it
What it learned from you
4 merchants only you know
Transfer to Marcela
→Rent
Don Pedro's corner store
→Groceries
Kine Ñuñoa
→Health
Costanera parking
→Transport
Every time you correct one it joins this list, and it outranks any rule of ours.
Apple Pay and bank
Logged instantly, reconciled after
If you connect Apple Pay, the expense is logged at the moment of payment, not when the bank gets around to reporting it hours later. And when that transaction finally lands, it merges with the one already there instead of creating a second row.
- Logging is immediate: you pay and it is on the list
- It keeps the real time of the purchase, not the bank's
- When the bank's arrives, it adopts its descriptor and is confirmed
- The same applies to whatever you log over WhatsApp
Apple Pay
1:42 pm, instantly
Your bank
5:10 pm, later
Food · 1:42 pm
McDonald’s
One transaction, with the real time of the payment. Never two rows for the same purchase.
How it knows which category it goes in
First, your own history
If you classified that merchant before, your decision stands. Nobody knows your spending better than you.
Then, known brands
A catalog of Chilean merchants that recognizes Jumbo, Uber, the toll road or the metro even when the descriptor comes in differently every time.
And only then, a model
Only for what did not land in either of the previous steps, and only among your own categories. It never invents a new one.
Frequently asked questions
Your month, readable in one pass
Connect your bank and look at the list. There is nothing to tidy up afterwards.